Privacy Policy

Information We Collect

When you visit Loans Quebec or submit an application through our platform, we may collect the following types of information:

• Personal identification information: name, email address, phone number, date of birth, and employment details
• Financial information: income, employment status, banking details, and credit situation
• Device and usage data: IP address, browser type, pages visited, and time spent on our site
• Location information: your Quebec region or city to match you with relevant lenders

How We Use Your Information

Loans Quebec uses your information solely to provide our referral service and connect you with licensed lenders in Quebec. Specifically, we:

• Match your application with appropriate lenders offering 24/7 e-transfer payday loans
• Process and transmit your information to partner lenders you authorize
• Improve our website functionality and user experience
• Communicate with you about your application status or our services
• Comply with legal and regulatory obligations in Quebec

We do not sell your personal information to third parties for marketing purposes. We only share your data with licensed lenders when you explicitly request a loan referral.

Third-Party Lenders and Data Sharing

Loans Quebec is a referral service, not a direct lender. When you apply, we share your information with licensed lenders in Quebec who may contact you directly about loan terms, rates, and eligibility. Each lender has their own privacy practices, and we recommend reviewing their privacy policy before proceeding.

By submitting an application through our platform, you consent to having your information shared with lenders for the purpose of evaluating your loan request.

Data Security

We implement industry-standard security measures to protect your personal and financial information, including encryption, secure servers, and restricted access protocols. However, no online transmission is completely secure. While we strive to protect your data, we cannot guarantee absolute security.

If you have concerns about a data breach or unauthorized access, please contact us immediately.

Cookies and Tracking Technologies

Loans Quebec uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and remember your preferences. Most browsers allow you to control cookie settings through your preferences. Disabling cookies may limit some functionality on our site.

We do not use cookies to track you across unrelated third-party websites.

Your Rights and Choices

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Opt out of marketing communications
• Request deletion of your data (subject to legal retention requirements)
• Withdraw consent for data sharing with lenders

To exercise any of these rights, contact us using the information provided at the end of this policy.

Quebec Privacy Laws

Loans Quebec complies with Quebec's privacy legislation, including the Law 25 (Loi 25) and relevant consumer protection regulations. Our practices align with standards set by the Office of the Quebec Access Commissioner and other regulatory bodies overseeing financial services in the province.

Children's Privacy

Loans Quebec does not knowingly collect information from individuals under 18 years of age. Our services are intended for adults seeking payday loans. If we become aware that a minor has submitted information, we will delete it promptly.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on our website and updating the revision date. Your continued use of Loans Quebec constitutes acceptance of any changes.

Contact Us

If you have questions about this privacy policy, wish to exercise your rights, or have concerns about how we handle your information, please contact us:

• Email: [email protected]
• Mailing Address: Loans Quebec, Quebec, Canada
• Response Time: We aim to respond to privacy inquiries within 30 days

For additional information about your privacy rights in Quebec, you may also contact the Office of the Quebec Access Commissioner.

Last updated: 2025. Reviewed by Francois Benedict.

For more information about how we evaluate lenders and our service standards, please see our How We Rate page. Learn more about responsible borrowing practices on our Responsible Borrowing guide.